What’s the Difference Between SSDI and SSI?

April 03, 2012
Personal injury Blog

SSDI and SSI are both programs administered by the Social Security Administration. Our Social Security Disability attorneys often hear the question, “What’s the difference between SSDI and SSI?”

What are the Differences Between SSD and SSI?

This article will explain that difference, in general; however, to determine how to get social security or whether you may be eligible for either of or both of these programs, consult with a qualified Social Security Disability attorney.

The Acronyms

SSDI = Social Security Disability Insurance
SSI = Supplemental Security Insurance

The Similarities

Both SSDI and SSI are programs administered by the Social Security Administration (SSA.)
Disabled persons are eligible for both programs.

The Differences

ssd card for ssi

Eligibility
- To be eligible for SSDI, you must be disabled (as defined by the SSA) and have paid the requisite FICA taxes. Resources and unearned income are not considered.
- To be eligible for SSI, you must be aged, blind, and/or disabled (as defined by the SSA) and have limited resources and income; there is no requirement that you have paid any taxes.
Medical Insurance
- You are eligible for Medicare 2 years after you are approved for SSDI.
- You are eligible for Medicaid as soon as you are approved for SSI.
Monthly Payment Amount
- In general, the SSDI payment is based upon the amount you’ve earned in the past.
- The SSI payment is the same for everyone.

Wondering if You’re Eligible for SSDI or SSI?

Email us or call our RI Social Security Disability lawyers now for a FREE SSDI and SSI case evaluation. For your convenience, our telephones are answered 24 hours a day and 7 days a week (1-800-992-6878.)

d’Oliveira & Associates (one of our 16 locations):
390 Broadway
Providence, RI 02909
(401) 831-8600

Paul d’Oliveira

Attorney Paul d’Oliveira has been practicing personal injury and disability law for over 30 years. He started his personal injury law practice in 1989 with two offices in Fall River, MA and East Providence, RI. Today his firm has 16 offices in RI and Southeastern, MA.