Unum Life Insurance Company is the largest disability insurance provider in the United States. Unum handles forty percent of the disability insurance policies in the United States, affecting as many as 17 million Americans. Unum Life Insurance Company is the subject of a multistate investigation, and has recently been fined millions of dollars in several different courts. Unum has also been forced to reconsider over 200,000 denied claims.
Unum is being investigated for unethical practices when reviewing disability claims of insured individuals. Unum and its subsidiaries are suspected of using unfair review procedures for disability claims and refusing to consider even findings of total disability by the Social Security Administration and by workers’ compensation doctors. Unum Life Insurance Company has also been accused of systematically denying disability claims and closing existing disability claims to maximize profits to the company, and rewarding employees who terminate or deny disability claims regardless of the validity of the claims.
How to Know if Your Disability Insurance is Owned by or Handled by Unum Life Insurance:
Unum has been the subject of nearly three thousand lawsuits in the past five years due to its unfair practices. According to a television news investigation, one of the lawsuits concerned an eye surgeon who had developed Parkinson’s Disease and had to sue the company after they refused to recognize his disability claim. Many other individuals who paid into their Unum disability insurance plan were unfairly denied benefits due to Unum’s unethical practices.
>Unum Sells Policies Through Subsidiaries Including:
- Unum Life Insurance Company of America
- Provident Life and Accident Insurance Company
- The Paul Revere Life Insurance Company (Paul Revere Life)
- Colonial Life & Accident Insurance Company (Colonial)
- Duncanson & Holt
Unum is also the Agent Handling Claims for:
- MetLife (Metropolitan Life)
- John Hancock
- New England Life
- Equitable Insurance
If you are insured by Unum Life Insurance or one of its affiliates and your disability claim has been unfairly denied, call the Law Offices of d’Oliveira & Associates now. A lawyer who is familiar with new developments in the investigation of The Unum Life Insurance Company may be able to help you make important personal and legal decisions. Please contact The Law Offices of d’Oliveira & Associates at 1-800-992-6878 or fill out a contact form for a free legal consultation.