car accident with driver having massachusetts personal injury protection

If you’re like most people, you’ve heard of Massachusetts Personal Injury Protection (PIP), but aren’t quite clear on what it means for you and your loved ones.  If you have any questions or concerns, email us or give us a call (1-800-992-6878).  We answer 24/7, for your convenience, if you or a loved one has been injured in a car accident. The Law Offices of d’Oliveira and Associates have prepared this list of frequently asked questions to introduce you to Massachusetts Personal Injury Protection (PIP).

What is Massachusetts Personal Injury Protection?

Massachusetts Personal Injury Protection (PIP) is an entitlement program designed to pay for a base level of medical care for all Massachusetts residents injured in car accidents.  It is based on the political philosophy that all people are entitled to medical care for injuries stemming from a car accident, no matter who’s at fault. 

What losses does PIP cover?

PIP pays for medical care and lost wages resulting from your injuries, arising within the first two years following the car accident in which you were injured.

How much does PIP pay?

If you have your own medical insurance, PIP pays the first $2,000 of medical care and then your own insurance kicks in.  If you don’t have medical insurance, or have medical insurance through the state of Massachusetts (MassHealth), PIP covers the first $8,000 of medical care. Additionally, up to 75% of lost wages may be recovered.

How do I get my PIP payout?

As with all insurance and legal programs, there is paperwork to be filed.  The PIP lawyers with the Law Offices of d’Oliveira and Associates will take care of all of the paperwork for you so that you can focus on what’s really important, getting better.

motorcycle accident victim with massachusetts personal injury protectionIs there anything else I need to know about PIP?

Oddly, PIP applies to car accidents, but not motorcycle accidents.  However, if you’re injured by someone else riding a motorcycle, you are covered by PIP.  It can be a tad complicated.
What should you do if you or a loved one has been in a car accident?  Make sure you collect your rightful Massachusetts Personal Injury Protection (PIP) benefits.  Protect your rights, pay your bills, and keep more money in your pocket. Email us or call now for FREE case evaluation.  For your convenience, our telephones are answered 24 hours a day and 7 days a week (1-800-992-6878.)  CALL NOW.