After being hit head on by another driver in Warwick, RI, a man from East Providence was left with serious injuries to his neck, back, and knee. He was driving for his job at the time of the accident and was left unable to return to work due to the severity of his injuries. Initially, the driver who caused the accident denied being at fault, and his insurance company refused to settle the claim. However, after seeking the legal advice of d’Oliveira and Associates, who remained jointly responsible for the case with an experienced trial lawyer, who settled the case for the East Providence man for $475,000 in an out of court settlement from the Hartford Insurance Company for his injuries in the Warwick, Rhode Island car accident.
While the injured East Providence man was unable to work, he received workers’ compensation. He was eligible to receive workers’ compensation for a long period of time due to the serious nature of the injuries he suffered as a result of the car accident. After returning to work, he received an $80,000 settlement from his workers’ compensation insurance company. His Rhode Island workers’ compensation lawyer were able to establish that he was entitled to workers’ compensation benefits because he was injured while performing his duties at work.
When Can Injuries from Car Accidents by Covered by Workers’ Compensation?
Workers’ compensation covers all injuries that occur in the course of employment. Generally, if you are injured while performing your duties at work or while running an errand for your job, you will be covered. However, if you are not on duty or performing a work related task, you will not be covered by workers’ compensation. For example, if you are injured in a car accident while making a delivery for your employer, you would be entitled to coverage. On the other hand, workers’ compensation does not cover injuries that happen while employees are on their lunch breaks or driving to and from work.
What Should You Do If Injured in a Car Accident While Working?
First and foremost, you should always seek the appropriate medical treatment. If you are able, make sure to obtain the insurance information of any other drivers involved in the accident. Document as much as you can about what happened, the location, and driving conditions at the time. Also, make sure to report the accident and any physical injuries to your employer as soon as you can. All Rhode Island employers with more than one employee are required to carry workers’ compensation insurance. However, a delay in reporting the injury could result in a denial of your claim. Because these situations can be complex, it is important to speak with an experienced Rhode Island personal injury lawyer who can get you all the benefits you deserve.
Contact an Experienced Warwick Car Accident Lawyer
If you or a loved one has been injured in a Rhode Island car accident, contact one of our experienced Warwick car accident lawyers located at 88F Jefferson Blvd., Warwick, RI 02888. You may be entitled to receive compensation for your medical bills, lost income and pain and suffering, among other losses. If you were working at the time of the accident, you may also be entitled to receive workers’ compensation benefits. No fees are received unless you win your case. For a free (no obligation) case evaluation, call us at 1-401-490-6907 or toll free at 1-800-992-6878. You may also fill out our contact form online.