After being involved in a car accident, it is possible that your car will not be drivable. On average, if it was not totaled, you can expect your car to be at a repair shop for two (2) weeks. Now, you have to figure out how you will get to work and fulfill other obligations without your vehicle. Questions may arise as to who will be responsible for paying for a rental car and how long you can keep it.
Will Insurance Cover a Rental Car after a Car Accident?
If you were involved in an accident, your insurance company will cover the costs of a rental car if you opted to get rental reimbursement on your policy. On average, you can expect to pay an additional $2-$15 per month on your insurance policy to have this. When the time comes, you may pay for the rental car and give the bill to your insurance company, or you can let them arrange things for you, which includes the paperwork. If you do not have rental reimbursement, the other person’s insurance company may pay for it if you were not at fault for the accident.
Can I get Rental Reimbursement added to my policy after a Car Accident?
No. However, you will not be able to obtain rental reimbursement directly after your car accident. You may add it on afterward, but it will not cover your existing claim. As stated previously, if you do not have rental reimbursement on your policy, you will need to go through the other party’s insurance company, if you were not at fault, to have them pay for your rental car.
How long can I keep a Rental Car after a Car Accident?
The length of time you may keep your rental car after a car accident will vary. The insurance company that is paying for the rental car will establish this with you. Usually, if the car is repairable, you will be able to keep your rental until your car is fixed and returned to you. It becomes a little trickier if your car was declared a total loss. While it will depend on the insurance company, you can usually keep your rental car for five (5) days after a settlement has been reached. However, this is not guaranteed and you should always get all of the information from the insurance company directly.
Contact An Experienced Massachusetts Car Accident Lawyer Today!
Determining temporary transportation is just one of many things you will have to figure out if you are involved in a car accident. Contacting a Massachusetts Car Accident Lawyer with experience is always recommended to help sort out these things that arise. Contact us toll-free anytime at 1-800-992-6878 or fill out an online contact form for a free (no obligation) case evaluation.