Providence RI 02909
Providence Car Accidents: What You Need To Know
- I Was In A Providence Car Accident. What Is My Case Worth?
- How Do I Deal With My Insurance Company After My Providence Car Accident?
- Car Accidents In Providence. What Are The Most Common Causes?
- What About The Damage To My Car? Can I Recover Money To Repair It?
- I’m A Driver In Rhode Island. What Insurance Coverage Do I Need To Carry?
- Do I Have To Pay A Fee When I Hire A Providence Car Accident Lawyer?
- I’ve Just Had A Car Accident In Providence, Rhode Island. What Should I Do Next?
- When Do I Have To Take Legal Action Concerning My Providence Car Accident?
- The Negligent Driver That Hit Me Has No Insurance. What Can I Do?
- What Roads Are The Most Dangerous In Providence, Rhode Island?
- What Are The Most Dangrous Intersections Of Providence, Rhode Island?
- How Do I Properly Report My Providence Car Accident?
- Can I Get A Better Settlement If I Hire The Car Accident Lawyers Of d’Oliveira & Associates?
- How Do I Contact The Law Firm Of d’Oliveira & Associates?
- How Do I Visit The Providence Office Of d’Oliveira & Associates?
If you have sustained injuries in a car accident that was not your fault, you may be entitled to a cash settlement. We never charge a fee until you receive a settlement or award. Call our Providence office anytime 24/7 at (401) 831-8600 or fill out an online contact form for a free evaluation of your case.
Frequently Asked Question From Our Clients
What is my Providence auto accident case worth?
If you are injured in an automobile car accident due to the fault of another, you can recover for your medical expenses, lost wages as well as for your pain and your suffering. It takes an experienced lawyer to get you top dollar for your injuries as the insurance companies will try to offer you as little as possible. Read more
How to deal with your own insurance company?
- Contact your insurance company to file a claim right after the accident.
- Review your insurance policy to determine the coverage that is available to you. This way you file the proper claims. To make it even easier, our experienced Providence car accident lawyers here will guide you through this process.
- Tell your insurance company everything they ask you. We advise you speak to us first though.
- Get your insurance policy to determine the coverage you have available.
- We highly recommend that you do not speak to the other person’s insurance company without speaking to a lawyer first. If you decide to talk to the opposing party’s insurance company be sure that you:
- DO NOT disclose any information about the accident because it can be used against you and
- DO NOT accept any offers to settle your claim until your doctor has released you from medical treatment and you are no longer in pain. There may be underlying or unknown injuries that still need to be compensated for.
What are the Most Common Causes of a Car Accident?
- Speeding – When a driver goes above the posted speed limits, they put anyone near them, other drivers or pedestrians, at risk of being injured. Reaction times are drastically hindered when people speed.
- Drunk Driving – Driving while under the influence of alcohol is one of the leading causes of a car accident. Over 10,000 deaths per year, which is nearly 30% of all fatal car accidents in the U.S., come as a result of drunk driving.
- Distracted Driving – While we may first think of cell phone use as the only form of distracted driving, there are numerous other culprits. Setting a GPS, playing with the radio and being distracted by your passengers are all forms of distracted driving. If your attention is not on the road, you risks and other people’s lives.
- Auto Defects – Design flaws and manufacturing defects are a possibility with any vehicle. Make sure you learn how your vehicle feels when it is running smoothly so you can be aware when something does not feel or sound right. Also, keep up-to-date with any recalls that manufacturers put out so you can get any issues fixed right away.
- Driver Error – Whether it is an inexperienced new driver or a careless veteran driver, human error can cause car accidents. Poor judgment calls, over-aggression and lack of experience can all cause a driver to make a mistake that harms everyone around them.
Can I recover for property damage to my car?
It really could not be any easier to get the most money for the damages to your motor vehicle. You just need to have the insurance company look at your vehicle at an auto body shop as the repairman can negotiate the most money to fix your car. We have auto body shops to do this for you if you need us to. Read more
What insurance coverage does a RI motorist have to carry?
In RI, the minimum liability coverage that an owner of a vehicle must have is $25,000/$50,000. This means each injured person has up to $25,000 of coverage. However, if more than one person is injured, $50,000 in coverage is available for all parties injured. If there is not enough coverage you then can collect underinsurance from the car you were in and/or any vehicles owned by those in your household.
How much is the legal fee?
Our firm charges a standard 1/3 fee only if we get you a settlement to your satisfaction or award. Furthermore, we do not charge any upfront fees to get your medical records or to investigate your claim.
Our Providence Clients Love Our Services:
“They handled my case quickly, and always kept me informed of the case and called weekly to see how I was feeling.”—Douglas S.
What should I do after a car accident?
- First, turn on your blinking lights and do not remove your car from the scene of the accident, unless it could be hit by another vehicle.
- Call 911 as soon as possible.
- If possible, take some pictures of the cars and the position of the cars in the accident, as well as weather, road conditions, time, place and any clear traffic violations.
- Get any witnesses’ names and telephone numbers asap.
- Get the other driver’s name, address and insurance company.
- If you are injured, seek medical attention as soon as possible.
How long do I have to file my case?
In RI, the statute of limitations for most auto accidents is three (3) years, which means you only have three (3) years to file a lawsuit against the other party for your injuries. It is longer for minors.
What happens if the at fault driver is uninsured?
You can collect uninsured motorist benefits from the insurance company of the car you were in at the time of the accident if the other party is not insured or it is a hit and run accident. The minimum coverage in RI for this coverage is $25,000 per person and $50,000 total per accident. Read more
Dangerous Roads and Intersections in Providence, RI
- I-95 Exit 18 (Thurbers Ave.) – One source places this area as the 2nd most dangerous area in all of Rhode Island. Within a three (3) year span of time, this area saw 296 crashes, 79 of which had injuries and 216 receiving property damage only.
- Route 6 and Route 10 – One source puts this place as the 9th most dangerous area in all of Rhode Island. This confusing area where the roads meet has seen 152 crashes, 79 of which resulted in injuries, within three (3) years.
- I-95 Exit 20 – One source states this area is the most dangerous in all of Rhode Island and New England. This interchange has seen 217 crashes, 90 of which resulted in injuries, within a three (3) year period of time.
Most Dangerous Intersections Providence, RI
- Interstate Highway 95 at Exit 18: The second most dangerous intersection in all of Rhode Island is Interstate 95 at Exit 18 (Thurbers Avenue), in reports by thh Rhode Island Deprtment of Transportation. There were a total of 296 crashes at this intersection in 2014. Resulting in one fatality and 79 injuries in total from those car accidents.
- Memorial Boulevard near Providence Place Mall: Another dangerous intersection to be aware of is Memorial Boulevard in downtown Providence. According to the Rhode Island Department of Transportation an average of 50 accidents occur at this intersection each year. Since the Providence Place Mall is located on Memorial Boulevard, this area attractes a large amount of pedestrians that in turn creates danger for motorists and pedestrians alike. Drivers often create dangerous situations when they fail to yield to pedestrians and obey one-way signs at this intersection. Pedestrians are often unaware of the traffic going on around them in such a busy atmosphere, and they fail to cross the streets at safe, designated points. The car accidents at this intersection are of added concern because they often involve pedestrians being struck by a vehicle.
- Interstate Highway 95 at Exit 20: In a study by Time Magazine that has ranked the top worst intersection in each state, Rhode Island’s worst intersection is Exit 20 on Interstate 95. The connection to Route 6 in downtown Providence especially during heavy traffic can be extremely dangerous.
How to Report a car Accident in Providence, RI
You should follow these simple steps after you have been in a car accident:
- Call the police immediately. You may still be startled or disoriented from the accident, but as soon as you have sought the necessary medical attention, you need to report the incident. Even if the accident was a minor one, such as a fender bender, the police report helps serves as a basis for insurance companies to determine responsibility and resolve future disputes.
- Tell the truth, but never admit fault. There are cases where you will feel scared or even unsure of what happened, which is why it may appear to you that you are at fault even when you are not. But, it is important that you do not mistakenly admit fault on the accident report that insurance companies will use later. Even normal phrases like “I’m sorry” may be interpreted as admitting fault.
- Provide important information such as the time of crash, precise location, personal details of both drivers, details of the vehicles, description of the injuries, condition of the road at the time of the accident, how the crash occurred, and images of the incident. Do not sign a document unless it is the crash report.
- Be polite in addressing the police. The officer or officers that respond to the crash will be doing their best to determine who was at fault for the accident. The last thing that you want to do is accidentally prejudice them against you by being impolite.
- Document the situation in case an officer is not available. Find witnesses, and gather evidence. You need to make sure that you can provide the authorities with a detailed report. You may even record your voice narrating the events as you remember them.
Why hire d’Oliveira & Associates?
We have been handling Providence car accident cases for over 30 years. Each of our lawyers have at least 20 years’ experience in handling car accident cases. We are available to handle your initial phone call 24/7. Our service is a free (no obligation) case evaluation. The Firm will send someone to you if you are not able to come into one of our 16 offices. Online sign ups are also available. No legal fees until we win! You’re phone calls are returned ASAP, you don’t have to wait. We know all the tactics the insurance company uses and we can use our many years of experience to get you the best possible settlement for your claim. Read more
Call Our Firm Today!
Beneficial Blog Posts on Providence Car Accidents
Learn Which Cars Have the Highest Potential for Causing a Serious Accident
Learn What it Takes to Prove Negligence if You Have Been Injured by a Driver
From North Providence, RI:
Estimated drive time, 20 minutes
Take US-44/Smith St. south and turn slightly right onto Mt Pleasant Ave. Turn left onto Atwells Ave. and then turn right onto Knight St. Turn right onto Broadway. Our office is on the left.
From Johnston, RI:
Estimated drive time, 20 minutes
Follow US-6 E/Dennis J. Roberts Expy and use the second from the right lane to take the Broadway exit. Turn right onto Broadway. Our office is on the right.
From Cranston, RI:
Estimated drive time, 20 minutes
Follow RI-10 N and then take the Westminster St. exit. Turn right on Westminster St and then take a left on Barton St. Turn right onto Broadway. Our office is on the right.