If you have been injured in a car accident and it is not your fault, you could be entitled to a cash settlement for your medical expenses, lost earnings (if any) and pain and suffering, among other losses. We charge no fee until you receive a settlement or award. Please feel free to call us toll-free at 401-490-6907 or fill out our contact form for a free (no obligation) case evaluation.
Have You Been Seriously Injured in a Car Accident?
Call Our Warwick Car Accident Lawyers to Get the Compensation You Deserve!
Laura Cameron, the managing attorney of our Warwick office has been helping clients get large settlements for their injuries for over 20 years. She is one of the firm’s most seasoned litigators and the insurance companies know she will take the case to court if they do not give her a good settlement.
What is My Case Worth?
If you are injured in a car accident in Warwick, RI and you are not the one at fault, you may be entitled to recover money for your medical expenses, lost wages and pain and suffering, among other losses. The pain and suffering portion of your case is where we, as your lawyers, will have to work the hardest to negotiate with the insurance company to get you the most money we can. Insurance companies are difficult to work with in these situations because it is their job to offer you the least amount of money possible so they can profit more as a company. They are more focused on numbers rather than actual injured people. Read more.
What is Our Fee?
Our firm will charge a 1/3 fee of your settlement or award, which is common in this profession. Also, we will pay or advance the upfront costs for gathering medical records and other types of costs.
Best Settlements for Our Warwick-Area Clients Involved in Car Accidents
$369,000 Settlement – After our client was struck by another vehicle, she suffered broken bones and knee damage that required surgery. Read More
$225,000 Settlement – Attorney Laura Cameron negotiated this settlement for our client who was rear-ended. This car accident caused our client to have back and neck injuries. Read More
$225,000 Settlement – Our client was struck by another driver making a left turn, causing her to sustain injuries to her wrist and lower arm. Read More
$170,000 Settlement – In this case, our client was a passenger who was injured after a vehicle rear-ended the vehicle she was in. This caused her to have injuries to her neck and back. Read More
How Do I Get Fair Money for the Damage to my Car?
It is simple. Just have the insurance appraiser inspect your vehicle at the auto body shop while your mechanic is present. Your mechanic should talk with the claims adjustor and negotiate your property damage claim, as he will is in the best position to get you to most money to fix properly fix your car. Read more.
How Much Time Do I Have to File a Claim?
It is to your benefit that you contact a lawyer as soon as possible after your accident to make sure that they are part of the entire process. In the state of Rhode Island, the statute of limitations for almost all automobile accidents is three (3) years. This means that you will have three (3) years to file a lawsuit against the opposing party for your damages. Getting in contact with a proficient Warwick auto accident lawyer will help you navigate your claim and inform you of the applicable statute of limitations.
What if the Other Driver is Uninsured?
You may collect uninsured motorist benefits from the automobile you were in when the accident occurred. If you were a passenger in another vehicle, you may also be able collect uninsured motorist benefits from your own insurance company, or any other automobiles insured and owned by members of your household. Also, the insurance company cannot raise your rates if the accident was not your fault. Read more.
How Do I Interact With The Insurance Providers?
- You should contact your own insurance company immediately after the accident. All insurance companies require a claim to be filed within a reasonable amount of time after the accident.
- Read your insurance policy to make sure you know the coverage you have. This will ensure you file the correct claims. A knowledgeable Warwick car accident lawyer can help you through this process.
- Inform your insurance company about the specifics of the accident. Be sure to include the insurance information of the other parties that were involved in the accident.
- Save any and all paperwork that have to do with your claim. This can include medical expenses, repair expenses and other documents or bills.
- We advise that you do not speak to the other party’s insurance company without speaking with a car accident lawyer first. If you make the decision to talk to the opposing party’s insurance company: DO NOT discuss the specifics as to how the accident happened, DO NOT accept any settlement offers for your claim until your doctor has cleared you from medical treatment and you are no longer in pain, DO NOT sign any insurance waiver or release until your doctor has cleared you from treatment and you are not feeling anymore pain.
What if the Other Driver is Underinsured?
The lowest liability coverage that the owner of a vehicle must carry in Rhode Island is 25,000/50,000 dollars. This means that anyone who has been injured has up to $25,000 in coverage. However, if more than two individuals are injured, there is $50,000 in available coverage. If your injuries total more than 25,000/50,000, you would be able to collect underinsured motorist dues from the vehicle that you were in and/or any vehicles owned by you and members of your household.
How to Prove Fault for your Warwick Car Accident Claim
After being involved in a car accident, you may feel that the fault was 100% on the other driver. There are steps you can take to prove this fault. The following is a list of evidence you can collect while at the scene of the accident:
- Pictures and Video – Before cell phones had cameras, people would sometimes keep disposable cameras in their glove compartment to take pictures of the damage to their vehicles and any visible injuries sustained. These days, people can simply pull out their phones and snap a picture, which becomes valuable evidence. Some people even own dashboard cameras which capture the entire event on video.
- Witness Testimony – As is common with any form of commotion in public, you may have some onlookers who could have seen the entire event unfold. If they are willing to, it is important to gather their statements along with contact information (name, number, etc.).
- Police Report – The police report gives a strong piece of evidence to a car accident claim. The report will often state if anyone was cited for the accident. If you were not cited and the other driver was, this can be a huge piece of evidence in your favor. You can obtain the report on your own, or your Warwick car accident lawyer can do this for you.
Things to Avoid After a Car Accident
The sudden shock of a car accident can easily lead to mistakes that could negatively affect your claim. A simple word choice or action can mean the difference in potential thousands of dollars in compensation you could have obtained. The following is a list of things you should avoid doing after your car accident:
- Admitting Fault – This is possibly the biggest action that is stressed after being involved in a car accident. Even if you feel you were at fault, never admit it because fault has yet to be determined. Any mention that you were at fault can be used against you as an official admission and lower your settlement amount or take it off the table completely.
- Saying You Are Not Injured – Some injuries take days or even weeks to surface after a car accident. It is always a good idea to see a medical professional after your involvement with a car accident to fully assess your physical wellbeing. Do not lower your compensation potential by self-diagnosing yourself. Always seek medical attention!
- Sharing Any Medical History – The insurance company’s prime objective is to compensate you as little as possible so they can make a bigger profit. Giving them access to your medical history will provide them with a possible tool to undercut your settlement amount. If they can show that your injuries may have come from a previous condition, they will be able to reduce the amount they give to you.
- Giving An Estimate For Damages – Never throw out a random figure for damages. Always get accurate information from a professional source to quote you an amount for your damages.
- Settle Quickly – The insurance company may try and settle your claim quickly. Agreeing to these early offers will deny yourself the ability to assess the total costs of your injuries. It is recommended that you decline all offers until you have spoken with your doctor, your car dealer and your lawyer.
What Can an Experienced Warwick Car Accident Lawyer Do?
The first thing we can do is to oversee your medical treatment to make sure your doctors ordered the correct tests. We then attain and monitor all of your medical records to make sure the doctors and other medical providers document the pain and suffering you have sustained. We also advise you regarding all aspects of your claim and most importantly, we negotiate the best possible settlement for your injuries. We know the insurance companies’ tactics and how to get them to pay you top dollar for your claim.
Call d’Oliveira & Associates Today!
Our staff is waiting near the phone to take your calls and assist you in any way possible. “Let us focus on your case, so you can focus on your recovery.” Call today at 1-401-490-6907, or fill out a contact form for your free (no obligation) case evaluation.
From Cranston, RI:
Estimated drive time, 20 minutes
Get on RI-10 S then take I-95 S to Jefferson Blvd in Warwick. Take exit 15 from I-95 S. Turn left onto Jefferson Blvd. Our office will be on the left.
From Coventry, RI:
Estimated drive time, 30 minutes
Get on RI-117 E and turn right at the first cross street onto S Main St then turn right at the first cross street onto RI-117 E. Take a slight right onto RI-117 E/W Warwick Ave. Turn right onto Main St/New London Turnpike. Turn left onto Legris Ave and continue onto Centerville Rd. Take the ramp to I-95 N towards Providence. Take Exit 15 and follow the signs to Jefferson Blvd. Turn right onto Jefferson Blvd. Our Office will be on the left.
From East Greenwich, RI:
Estimated drive time, 20 minutes
Get onto RI-2 N and then turn right onto RI-401 E. Turn left onto the I-95 N ramp to Providence. Take exit 14-15 for RI-37 W toward RI-2/Cranston. Keep left at the fork, follow signs for I-95 N/Jefferson Boulevard. Keep right to continue on Exit 15, follow signs for Jefferson Blvd. Turn right onto Jefferson Blvd. Our office will be on the left.