If you or a loved one has been injured in a Connecticut car accident, you may be entitled to compensation for your medical bills, lost income, pain and suffering, and other expenses. Our firm is experienced in handling CT auto accident cases, and we charge no legal fees until you receive a settlement or award. Call us toll-free 24/7 at 1-800-992-6878 or fill out a contact form online for a free (no obligation) case evaluation.
Have You Been Injured in a Car Accident in Connecticut?
Call a CT Car Accident Lawyer Today For A Free Case Evaluation.
What is My CT Car Accident Case Worth?
Every year, numerous car accidents and traffic fatalities occur in Connecticut. These accidents often result in injuries and damaged vehicles. If you are involved in a car accident in CT, you may be able to recover for your medical bills, damage to your vehicle, lost wages, pain and suffering, among other losses. The amount you will be able to recover will depend on the facts of your case. It is important to consult with an experienced CT car accident lawyer who can get you all of the compensation you deserve. Read More.
What Insurance Coverage is Required in CT?
Connecticut state law requires that all registered motor vehicles have liability insurance. A vehicle’s insurance must be up to date at all times. Every insured automobile in Connecticut is required by law to have a minimum coverage of $20,000/$40,000. This means the insurance company will pay up to $20,000 to each injured person, but no more than $40,000 for each accident. This coverage is meant for things like medical bills, lost income, pain and suffering, scarring, and loss of consortium.
What if the Other Driver is Uninsured or Underinsured?
Connecticut also requires drivers to have uninsured/underinsured motorist coverage, which will pay for medical bills, lost income, pain and suffering, and other losses to anyone injured from an uninsured or underinsured driver. Uninsured/underinsured coverage provides $20,000 of coverage to each injured person and no more than $40,000 total for each accident. Uninsured/underinsured insurance also provides coverage in the case of a hit-and-run driver.
Will My Medical Costs be Covered?
Another benefit that can be provided in Connecticut includes Medical Payments. Medical Payments cover medical, dental, hospitalization, and other treatment expenses. Medical Payments will also cover the policy holder and other family members if they are injured in another car, or if they are injured while biking or walking. An experienced CT car accident lawyer can review the insurance policy and make sure you receive all the benefits you are entitled to.
How Do I Handle Damage to My Vehicle?
Under Connecticut law, an insured driver has the right to select a repair shop of their choice. You are not required to take your car to an insurance claims center or other insurance company facility. Typically, it will be in your best interest to choose an independent repair shop rather than one recommended by the insurance company. After you chose a mechanic, have the adjuster assess the damage to your vehicle at the shop. The mechanic is in the best position to assess the damage to your car, and this will allow for a fair and reasonable repair price.
Who Pays for Damages to My Vehicle?
If it is determined that you were the driver at fault, you will be held responsible for repairing your own vehicle, as well as any other vehicle that you damaged. Your insurance company will pay for the damages to the other vehicle with respect to your policy limits. If your policy has “collision coverage,” you will also be covered for repairs to your vehicle up to the amount of your coverage.
If the other driver was at fault, that person’s insurance company should pay for the cost of repairs, and you should not have to pay anything. You may also be entitled to compensation for the loss of use of your vehicle, such as being provided with a rental. There are many options available to you, and an experienced CT car accident lawyer can help you navigate your choices.
What Should I Do Following a CT Car Accident?
If you are injured, it is important to seek medical care right away. For serious injuries, head right to nearest emergency room or call 911 to get help. Even if your injuries are minor, prompt medical attention is always best. Document everything you can about how the accident happened, including driving and weather conditions. Take pictures of the accident scene and the damage to your vehicle if you are able. Get the names and contact information of any witnesses who may have seen the accident occur. Finally, you should seek the advice of an experienced CT car accident lawyer who can assess the facts of your case and make sure you get all the compensation you are entitled to.
Contact an Experienced CT Car Accident Lawyer
If you have been injured in a car accident in CT, you may be able to get compensation for your medical bills, lost wages, pain and suffering, and other losses. We have experience in handling CT car accident cases, and we may be able to file a CT car accident lawsuit on your behalf. There are no legal fees unless you receive an award or settlement. Contact us toll free anytime at 1-800-992-6878 or fill out a contact form online for a free (no-obligation) case evaluation.