If you have been injured in a car accident, you may have a number of questions in your mind regarding how to pay your medical bills and cope with the emotional and financial strain such a traumatic incident. Settling an injury claim against the other driver or insurance company is a big part of putting the accident behind you and getting on with your life. There are many steps you can take during the claims process, which can help you secure maximum compensation for your car accident injuries.
The Importance of Gathering Information
Even if the other driver has caused the accident and injuries, it is very likely you will be dealing with that individual’s insurance company. It is important to gather information that may be critical to your claim. Some of the information pertinent to your injury claim includes the other driver’s name and contact information, driver’s license number and insurance details.
It is also important that you collect contact information for anyone who may have witnessed the car accident. Eyewitness testimony can be critical in such cases. It is also a good idea to take photographs while you are still at the accident scene. Take some photographs on your cell phone right away so you have an accurate picture of what occurred. Photos should ideally capture details such as the locations of the vehicles, physical damage on each vehicles, license plates and any injuries suffered.
Dealing with the Insurance Company
It is important to remember throughout your claim process that the insurance company is not on your side. The insurance company, like any other business, will focus on its profits. That means the company stands to gain by not paying your claim or by minimizing your claim. This is the main job of insurance adjusters who are charged with evaluating your claim and examining the evidence.
Be very careful when you talk to adjusters. Do not provide any recorded statements. Do not give insurance adjusters access to your medical records or financial information. Be careful about what you post online. Insurance companies will look online for whatever information they can get about you that might work to their advantage.
Never Rush into a Settlement
The insurance company may try to pressure you into a quick settlement. But it’s important that you don’t cave into their demands. Stand your ground. Contact an experienced Rhode Island car accident lawyer who will fight for your rights and ensure that you receive maximum compensation for your losses. If you rush into a settlement, you may not be able to seek compensation for medical or other expenses that you may incur in the future.
An experienced Rhode Island personal injury lawyer can help injured victims of car accidents better understand their legal rights and options. At d’Oliveira & Associates, we work on a contingent fee basis, which means we do not charge any fees until we recover compensation for you. Call us toll-free at 1-800-992-6878 for a free consultation and comprehensive case evaluation.