Providence Car Accident Lawyer


(401) 831-8600

390 Broadway, Providence, RI 02909 | (401) 831-8600

d’Oliveira & Associates

390 Broadway
Providence RI 02909

Driving Directions

Providence car accident lawyer graphic.

Providence Car Accidents: What You Need to Know

If you have sustained injuries in a car accident that was not your fault, you may be entitled to a cash settlement. We never charge a fee until you receive a settlement or award. Call our Providence office anytime at (401) 831-8600 or fill out an online contact form for a free case evaluation.

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What Is My Providence Auto Accident Case Worth?

If you are injured in an automobile car accident due to the fault of another, you can recover for your medical expenses, lost wages, and for your pain and suffering. It takes an experienced lawyer to get you top dollar for your injuries as the insurance companies will try to offer you as little as possible. Read more.

How to Deal with My Insurance Company

  • Contact your insurance company to file a claim right after the accident.
  • Review your insurance policy to determine the coverage that is available to you, so you are able to file the proper claims. To make it even easier, our experienced Providence car accident lawyers will guide you through this process.
  • Tell your insurance company everything they ask you. But we recommend speaking to experienced car accident attorneys first.
  • We highly recommend that you do not speak to the other person’s insurance company without speaking to a lawyer first. If you decide to talk to the opposing party’s insurance company, be sure that you:
    • DO NOT disclose any information about the accident because it can be used against you and
    • DO NOT accept any offers to settle your claim until your doctor has released you from medical treatment and you are no longer in pain. There may be underlying or unknown injuries that still need to be addressed and for which you may be entitled to compensation.
A traffic jam with the words: "View Vital Stats for Providence Drivers."

What Are the Most Common Causes of a Car Accident?

  • Speeding – When a driver goes above the posted speed limits, they put any drivers or pedestrians near them at risk of being injured. Reaction times are drastically hindered when people speed.
  • Drunk Driving – Driving while under the influence of alcohol is one of the leading causes of car accidents. Over 10,000 deaths per year, which is nearly 30% of all fatal car accidents in the U.S., come as a result of drunk driving.
  • Distracted Driving – While we may first think of cell phone use as the only form of distracted driving, there are numerous other culprits. Setting a GPS, playing with the radio, and being distracted by your passengers are all forms of distracted driving. If your attention is not on the road, you not only put your own life at risk, but also the lives of others.  
  • Auto Defects – Design flaws and manufacturing defects are a possibility with any vehicle. Make sure you learn how your vehicle feels when it is running smoothly so you can be aware when something does not feel or sound right. Also, be sure to keep up with your vehicle’s regularly scheduled maintenance and keep up to date with any recalls that manufacturers put out so you can get any issues fixed right away.
  • Driver Error – Whether it is an inexperienced new driver or a careless veteran driver, human error can cause car accidents. Poor judgment calls, over-aggression, and lack of experience can all cause a driver to make a mistake that harms those around them.   
d'Oliveira and Associates Providence Car accident Legal Process infographic.

Can I Recover for Property Damage to My Car?

A Providence, Rhode Island, car accident lawyer documents vehicle damage after an accident with his smartphone.

It is certainly possible to recover compensation for the damage to your car. Simply have the insurance company look at your vehicle at an auto body shop as the mechanic can negotiate the most money to fix your car. We have auto body shops to do this for you if you need us to. Read more.

How Long Does It Take to Get a Settlement?

How long it takes to reach a car accident settlement varies on a case-by-case basis. This depends on the specific facts of your case, including the extent of your injuries, ability to communicate with insurance companies, and determination of liability, among other factors. A case can be resolved in a matter of weeks, or it could take over a year to resolve. Contact us today to discuss the details of your accident with an experienced car accident attorney.

What Insurance Coverage Does a RI Motorist Have to Carry?

In RI, the minimum liability coverage that an owner of a vehicle must have is $25,000/$50,000. This means each injured person has up to $25,000 of coverage. However, if more than one person is injured, $50,000 in coverage is available for all parties injured. If there is not enough coverage you then can collect underinsurance from the car you were in and/or any vehicles owned by those in your household.

How Much Is the Legal Fee?

Our firm charges a standard 1/3 fee only if we get you a settlement to your satisfaction or award. Furthermore, we work on a contingency fee basis, meaning we do not charge any upfront fees to get your medical records or to investigate your claim, and we only get paid if you get a settlement or award.


“They handled my case quickly, and always kept me informed of the case and called weekly to see how I was feeling.”

—Douglas S.

Read More Reviews Like This »

Will I Have to Go to Court for My Providence Car Accident Case?

Many personal injury cases can be resolved out of court through settlement with the insurance company.

d’Oliveira & Associates attorneys have successfully settled Providence car accident cases out of court for decades. However, if a settlement cannot be reached, our attorneys are not afraid to fight on your behalf in the roughly 5% of our cases that do go to court.

What Should I Do After a Car Accident?

Two people exchanging insurance after a car accident in Providence.
  1. First, turn on your hazard lights and do not remove your car from the scene of the accident, unless it could be hit by another vehicle.
  2. Call 911 as soon as possible.
  3. If possible, take some pictures of the cars and the position of the cars in the accident, as well as weather, road conditions, time, place, and any clear traffic violations.
  4. Get any witnesses’ names and contact information as soon as possible.
  5. Get the other driver’s name, address, and insurance company information.
  6. If you are injured, seek medical attention as soon as possible.

How Long Do I Have to File My Case?

A Providence, Rhode Island, car accident lawyer reviews medical bills.

In RI, the statute of limitations for most auto accidents is three years, which means you only have three years to file a lawsuit against the other party for your injuries. It is longer for minors.

What Happens if the At-Fault Driver Is Uninsured?

You can collect uninsured motorist benefits from the insurance company of the car you were in at the time of the accident if the other party is not insured, or it is a hit and run accident. The minimum coverage in RI for this coverage is $25,000 per person and $50,000 total per accident. Read more.

Dangerous Roads and Intersections in Providence, RI

  • I-95 Exit 18 (Thurbers Ave.) – One source ranks this area as the 2nd most dangerous area in all of Rhode Island. Within a threeyear timespan, this area saw 296 crashes, 79 of which resulted in injuries and 216 of which resulted in property damage only.
  • Route 6 and Route 10 – One source ranks this as the 9th most dangerous area in all of Rhode Island. This confusing area where the roads meet has seen 152 crashes, 79 of which resulted in injuries, within three years.
  • I-95 Exit 20 – One source states this area is the most dangerous in all of Rhode Island and New England. This interchange has seen 217 crashes, 90 of which resulted in injuries, within a threeyear time period.
  • Interstate Highway 95 at Exit 18: The second most dangerous intersection in all of Rhode Island is Interstate 95 at Exit 18 (Thurbers Avenue), in reports by the Rhode Island Department of Transportation. There was a total of 296 crashes at this intersection in 2014 resulting in one fatality and 79 injuries in total from those car accidents.
  • Memorial Boulevard near Providence Place Mall: Another dangerous intersection to be aware of is Memorial Boulevard in downtown Providence. According to the Rhode Island Department of Transportation an average of 50 accidents occur at this intersection each year. Since the Providence Place Mall is located on Memorial Boulevard, this area attracts a large amount of traffic and many pedestrians, creating danger for motorists and pedestrians alike. Drivers often create dangerous situations when they fail to yield to pedestrians or obey one-way signs at this intersection. Pedestrians are often unaware of the traffic going on around them in such a busy atmosphere, and they fail to cross the streets at safe, designated points. The car accidents at this intersection are of added concern because they often involve pedestrians being struck by a vehicle.
  • Interstate Highway 95 at Exit 20: In a study by Time Magazine ranking each state’s worst intersection, Rhode Island’s worst intersection is Exit 20 on Interstate 95. The connection to Route 6 in downtown Providence, especially during heavy traffic, can be extremely dangerous.

How to Report a Car Accident in Providence, RI

You should follow these simple steps after you have been in a car accident:

  1. Call the police immediately. You may still be startled or disoriented from the accident, but as soon as you have sought the necessary medical attention, you need to report the incident. Even if the accident was a minor one, such as a fender bender, the police report helps serve as a basis for insurance companies to determine responsibility and resolve future disputes.
  2. Tell the truth, but never admit fault. There are cases where you will feel scared or even unsure of what happened, which is why it may appear to you that you are at fault even when you are not. It is important that you do not mistakenly admit fault on the accident report that insurance companies will use later. Even normal phrases like “I’m sorry” may be interpreted as admitting fault.
  3. Provide important information such as the time of crash, precise location, personal details of both drivers, details of the vehicles, description of the injuries, condition of the road at the time of the accident, how the crash occurred, images of the incident, insurance and contact information of both parties, and, if possible, witness statements. Do not sign a document unless it is the crash report. Take time to process the accident and to contact your insurance and attorney before discussing fault or settlement.
  4. Be polite in addressing the police. The officer or officers that respond to the crash will be doing their best to determine who was at fault for the accident. The last thing that you want to do is accidentally prejudice them against you by being impolite.
  5. Document the situation in case an officer is not available. Find witnesses and gather evidence. You need to make sure that you can provide the authorities with a detailed report. You may even record your voice narrating the events as you remember them.

Why Hire d’Oliveira & Associates?

Providence Rhode Island car accident lawyer explaining the case to his clients.

We have been handling Providence car accident cases for over 30 years. Each of our lawyers has at least 20 years’ experience in handling car accident cases. We are available to handle your initial phone call 24/7. We offer a free (no obligation) case evaluation. The firm will send someone to you if you are not able to come into one of our 16 offices. No legal fees until we win! Your phone calls are returned promptly so you aren’t left guessing about the status of your case. We know all the tactics that insurance companies use, and our many years of experience help us get you the best possible settlement for your claim. Read more.

Call Our Firm Today!

Let us focus on your case while you focus on your recovery. Call today at (401) 831-8600, or fill out an online contact form for your free (no obligation) case evaluation.

Providence Car Accident Blog Posts

Unsafe Vehicles: Learn which cars have the highest potential to cause a serious accident.

Proving Negligence: Learn what it takes to prove the other driver’s negligence was the cause of your injury.

Uber or Lyft Accident: Read more about what to do if you were injured in an Uber, Lyft, or other ridesharing service.

Driving Directions

From North Providence, RI:

Estimated drive time, 20 minutes

Take US-44/Smith St. south and turn slightly right onto Mt Pleasant Ave. Turn left onto Atwells Ave. and then turn right onto Knight St. Turn right onto Broadway. Our office is on the left.

From Johnston, RI:

Estimated drive time, 20 minutes

Follow US-6 E/Dennis J. Roberts Expy and use the second lane from the right to take the Broadway exit. Turn right onto Broadway. Our office is on the right.

From Cranston, RI:

Estimated drive time, 20 minutes

Follow RI-10 N and then take the Westminster St. exit. Turn right on Westminster St and then take a left on Barton St. Turn right onto Broadway. Our office is on the right.

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