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Get Help Fighting Denied Unum Claims for Long-Term Disability

If you feel that your disability insurance claim has been wrongfully denied or delayed by Unum, you should consider hiring an experienced Unum disability insurance lawyer to help you obtain a maximum settlement. The experienced disability lawyers we work with can file a lawsuit on your behalf and they charge no fee unless you win your case. Call us toll free at 800-992-6878 or fill out a contact form on our site for a free (no obligation) case evaluation.

Unum Long-Term Disability Denial

Unum is one of the largest providers of employee disability benefits policies in the United States with many subsidiary insurance companies. Unum is known for unjustly denying disability benefits to its insured who become injured and are no longer able to work. For several decades, Unum has been engaged in bad faith claim review tactics that have caused hundreds of thousands of people to lose their regular income, their home, their savings, and more. In fact, a 2002 investigation completed by the United States Department of Labor found that the insurance company was acting unjustly by using fraudulent claim denial methods in order to increase profits and limit payouts. Unum was instructed under court order to reopen more than 200,000 denied claims. The court ordered the insurance adjusters to make a decision on these claims based on their merit, rather than company profit.

Despite this court order, investigations found that a mere 10% of these cases were actually reviewed and reevaluated for merit. In 2008, the American Association for Justice (AAJ) listed Unum as the second worst insurance company in America. If your Unum claim has been wrongfully denied, you have options to appeal your claim.

How Do I Know if Unum is my Insurance Company?

Some of the companies that provide insurance that is handled or sold by Unum include:

  • Unum Life Insurance Co. of America
  • Provident Life and Accident Insurance Co.
  • The Paul Revere Life Insurance Co.
  • Colonial Life & Accident Insurance Co.
  • Genex
  • Duncanson & Holt
  • MetLife (Metropolitan Life)
  • John Hancock
  • New England Life
  • Equitable Insurance

If you are unsure about whether or not you have a Unum claim, contact our experienced long term disability lawyers.

What Can I Do If Unum Denied My Long Term Disability?

Insurance companies make it extremely difficult to file appeals after your claim has been denied so filing an appeal on your own can be a daunting task. Contacting a lawyer who specializes in Unum long term disability denials can help ease the process. A lawyer that is familiar with long term disability can review your claim and determine whether you were unjustly denied benefits or whether the insurance company wrongly delayed processing your claim. A lawyer may be able to detect whether or not Unum changed the policy terms after you filed your claim, whether they refused to acknowledge your disability, or whether they used biased doctors in order to independently review your medical records. With the help of a lawyer, you may be able to re-open your case or be awarded a settlement. 

How to Appeal Denied Unum Disability Claims

Insurance companies like Unum make appealing a denied claim extremely difficult. Going through the appeals process on your own can be a time consuming and stressful task. Hiring a skilled long-term disability lawyer to assist you in your case can help make sure your appeal is successful. 

How to File a Lawsuit Against Unum for LTD Denial

In most cases, you must file an appeal with the insurance company before you are able to file a lawsuit. If you work with a skilled Unum long-term disability lawyer in an appeal and are still denied, you may be able to take further action against the insurance company with a lawsuit. 

Get Help Fighting Denied Unum Claims for Long-Term Disability

If you believe that you have had your disability claim wrongfully delayed or denied by Unum, you may want to speak with a disability lawyer regarding a potential claim. A long term disability denial lawyer familiar with new developments in claims with Unum may be able to help you make important personal and legal decisions. Our firm is working with some of the leading lawyers in the country that are handling these cases and they charge no fee unless you win your claim. Contact us toll free at 800-992-6878 or fill out a contact form for a free (no obligation) case evaluation.

Denied Unum Long-Term Disability Claims FAQs

Does Unum deny long-term disability claims?

Unum has a demonstrated history of wrongfully denying long-term disability claims. If you have been denied LTD from Unum, you may be entitled to compensation. 

Why did Unum deny my long-term disability claims?

There are many reasons why Unum may have denied your LTD claim. Many Unum denials are unjust because Unum refused to acknowledge your disability or Unum doctors evaluated you with a bias.

Can I appeal Unum denied disability claims?

Unum denied disability claims are appealable. Contact an experienced Unum lawyer to help you with the appeals process.