D. Robin Gouveia, who manages the Middletown satellite law office of d’Oliveira & Associates, got a Newport woman $125,000, mostly from the Allstate Insurance Company. The woman was a pedestrian in Newport, when the driver of a vehicle struck her causing her to sustain serious injuries to her pelvis and lower back. As a result of her injuries, her medical bills piled up and she was unable to enjoy the same kinds of recreational activities that she used to. She contacted the experienced Middletown car accident lawyers to help her get compensation.
Attorney Gouveia said “the client in this case was struck by an underinsured driver and also received settlement money from a vehicle insured under an auto policy within her household. She went through a lot, both physically and emotionally, and we were able to obtain a fair and reasonable settlement for her injuries. The insurer was not able to deny the claim, but they were able to reduce the available limits. We obtained an offer of these limits and then looked for any available Underinsured Motorist coverage. The insurer tried to use the same exclusion to reduce this coverage, but having reviewed the entire policy, we were able to argue the exclusion did not apply and she was entitled to the Underinsured portion of the policy and obtained an offer of the full limits.”
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The woman was only able to recover for all of her losses because she had Underinsurance Motorist coverage on her car insurance plan. The driver at fault’s insurance company would only cover the minimum required in Rhode Island, which is $25,000 and this amount was not enough to even cover her medical bills. Underinsurance coverages allows someone injured in a car accident to get compensation from their own insurance company. Experienced car accident lawyers can tell you whether or not the other driver has enough coverage to fully compensate you.
d’Oliveira & Associates is a personal injury law firm that primarily handles car accidents. D. Robin Gouveia has over 16 years of experience handling car accident cases and she knows how to get good settlements from insurance companies. If you have been injured in a car accident, contact us toll free or online for a free (no obligation) case evaluation.