Getting injured in a South Kingstown car accident can be frightening and stressful. If you have been injured in a car accident, you probably have a lot of questions racing through your mind. Who will pay your medical bills? How are you going to get compensated for income you have lost as a result of missing work? How will you pay your household expenses in a time when you are unable to work? Who will help fix your car?
These are all valid questions. Our South Kingstown car accident lawyers can help answer these questions and help protect your rights every step of the way. They can also protect you from making mistakes that are commonly made by individuals who handle their car accident case on their own.
What To Do After An Car Accident
There are a number of steps you can take if you have been in an auto accident in South Kingstown. First and foremost, remain at the scene of the crash. Wait for the authorities to arrive. File a police report. If you are able, take photographs of the accident scene. Collect pertinent information such as driver’s license, vehicle license plate, insurance and contact information. Also, collect contact information for eyewitnesses, which may be invaluable during the claims process. If necessary, make sure you receive prompt medical attention, treatment and care. Document all of your losses. Save every receipt and invoice related to your car accident including repair and medical bills.
Dealing With The Insurance Company
Those who have been in a car accident often struggle when they have to deal with insurance companies. Many of us tend to view insurance companies as our friend. But, in reality, insurance companies are businesses that exist to make a profit. Insurance adjusters work for the corporations and make sure that the payouts are minimal. They do this by finding ways to minimize or eliminate your claim. Insurance companies also have powerful attorneys to protect their own best interests. This is why you need an experienced South Kingstown auto accident lawyer on your side who understands how insurance companies operate and how to help you secure maximum compensation for your injuries, damages and losses.
Uninsured/Underinsured Motorist Claims
In Rhode Island, all insurance policies must offer uninsured motorist coverage. This is a provision in your policy, which is intended to protect the insured driver in the event he or she is struck by another driver who does not have auto insurance. In such cases, you can file a claim with your own insurance company to seek compensation for your losses. Furthermore, the driver who hit you may be underinsured, or not have enough coverage to compensate you for your losses. Underinsured motorist coverage can help fill the gap in such cases between the underinsured driver’s coverage and the losses you have sustained. Understanding car insurance can be complicated, however, a South Kingstown car accident lawyer can review insurance policies for both sides and seek compensation.
Contact an Experienced Car Accident Lawyer
The car accident lawyers at d’Oliveira & Associates have recovered approximately $200 million dollars in settlements and awards for our clients and their families. If you or someone you know has been in a car accident, experienced South Kingston car accident lawyers at d’Oliveira & Associates can help you better understand your legal rights and options. You may be entitled to receive compensation for your medical bills, lost income and pain and suffering, among other losses. No fees are received unless you win your case. For a free (no obligation) case evaluation, call us toll free at 1-800-992-6878 or fill out our contact form online.